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Describe the Direct Access work-flow between agents and Iroquois-provided carriers

Our Members submit their applications online or directly to the carrier by e-mail, fax or U.S. mail, depending on the carrier’s procedures. Underwriters are available to answer questions. Our Members have binding authority. Policies are issued in the agency’s name (not Iroquois) and are billed directly by the carrier to the insured. Commissions are sent to Iroquois for distribution and are direct deposited to our Members weekly.
In some states, such as Florida, carriers prefer a modified form of Direct Access, but whenever possible, our Members interact directly with the respective carrier underwriters.